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Ideal Finance Solutions - Features

Commercial Mortgages - Facts

Available for many purposes including own-use commercial property, buy to let, commercial investment, residential development, commercial development, business purchase, re-finance of existing mortgages and simply to raise additional funds for your business.

  • Most types of property including offices, warehouses, shops, public houses, restaurants, farms, hotels and guest houses, investment properties etc, etc.
  • Loan size – minimum £26,000 , no maximum
  • Term – up to 25 years with capital repayment holidays/interest only
  • Freehold, long and short-leasehold premises-first and second mortgages available
  • Loan to value – up to 85% (with additional security 100%)
  • Rates- variable rate – from 1% above bank base rates / Libor. Fixed rates available
  • Access to a wide range of lenders covering the whole market – if you have a specialist need or are worried about your credit history, talk to us, we should still be able to help!